Vol.2 No.3 (July 2012)
Analysis of Evolution of Banking Efficiency of Macao during 2006-2010 with DEA Method
王 旭 ：中国银行澳门分行
In this study, the data envelope analysis (DEA) has been used to analyze the evolution of cost-efficiency of the banks of Macaoduring the period of 2006 to 2010. The cost-efficiency calculated with the intermediation approach has increased by 23.3%. This is because the total income of the Macao banks in- creased during this period and the internal structure of the banking business of Macao was changed. The technical efficiency has been calculated with consideration of variable return to scale and it was found that the technical efficiency increased by 1.5% if it was calculated with the intermediation approach. Linear re- gression of the cost-efficiency with the environmental variables involved has been made, which indicates that concentrating the output scope of financial products of Macao and increasing average assets of bank branches in Macao could have both positive impacts on the overall cost-efficiency of the Macao banks. On the other word, if the current situation facing theMacaobanks does not change, the internal competition among these banks will be further increased.
王 旭 (2012) 应用DEA分析2006~2010年澳门银行业效率演进实例。 金融， 2， 155-160. doi: 10.12677/FIN.2012.23018
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